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Ice Spice made waves during her set at the first weekend of the Coachella festival with the debut of a new song that pays homage to a fan-favorite Sean Paul single from the early aughts. The as-yet-unnamed track is slated to be a part of her upcoming debut album, "Y2K," making its sampling of the dancehall and reggae singer’s 2002 hit, “Gimme The Light,” particularly apt. In the midst of her performance, Ice Spice delivered fiery lyrics over the infectious beat, rapping lines like, “Big knock like I’m not a fighter/Big Ice I don’t need a writer/Ya man calling me baby/I’m his poopie like I need a diaper!” The production of the song was handled by her in-house producer, RIOTUSA, who masterfully chopped up elements of the original track to create a fresh sound. This upcoming album, "Y2K," is highly anticipated, and fans can expect to find this innovative collaboration among its tracks when it drops later this year. Sean Paul's "Gimme The Light" served as the lead single from his Grammy Award-winning album, "Dutty Rock," catapulting him to international stardom and solidifying his reputation as a versatile and successful dancehall artist on the global stage. Now, with Ice Spice's reinterpretation, the timeless appeal of Paul's classic track gets a vibrant new twist.

In a much-anticipated reunion, the legendary Marley brothers – Ziggy, Stephen, Julian, Ky-Mani, and Damian – are set to embark on a monumental tour across North America later this year. Titled "The Marley Brothers: A Legacy Tour," this 22-date journey promises to be a celebration of not only their individual talents but also the enduring legacy of their father, the iconic Bob Marley. This tour marks a significant milestone, being the first time all the Marley brothers have toured together in over two decades. Commencing in the fall, the tour will feature performances of both individual hits and timeless classics from Bob Marley's illustrious catalogue, ensuring an unforgettable experience for fans old and new alike. Scheduled to coincide with what would have been Bob Marley's 80th birthday in 2025, as well as the release of the much-anticipated biopic "Bob Marley: One Love," this tour is poised to be a poignant celebration of the Marley legacy. Kicking off on September 5th in Vancouver, the tour will wind its way through major cities including Phoenix, Austin, New York City, Toronto, and Atlanta, before culminating in a grand finale on October 5th at Miami’s FPL Solar Amphitheatre. Tickets for "The Marley Brothers: A Legacy Tour" will go on sale to the general public on Friday, April 19th, on MarleyBrothers.com following a Live Nation pre-sale on April 17th (access code: RIFF). For those seeking last-minute tickets or sold-out shows, StubHub offers a reliable platform backed by their FanProtect program, ensuring a hassle-free experience. This reunion tour holds special significance not only for fans but also for the Marley brothers themselves, marking their first formal tour together since 2004. Notably, Damian “Jr. Gong” Marley and Stephen Marley recently joined forces for the "Traffic Jam Tour," hinting at the undeniable chemistry and musical prowess that runs in the Marley family.

Jamaican Toto, also known as Coconut Cake, is a delightful island treat bursting with warm spices and fluffy coconut goodness. This recipe is a simple yet flavorful way to bring a taste of the Caribbean right to your kitchen. How to make Jamaican Toto/ Coconut Cake Ingredients: 3 cups all-purpose flour 1 - 1 ½ cups sugar (depending on desired sweetness) 3 teaspoons baking powder ½ teaspoon baking soda 1 teaspoon salt 1 teaspoon ground cinnamon 1 teaspoon ground nutmeg ½ teaspoon ground allspice ½ teaspoon grated ginger ½ cup melted butter 2 eggs 2 cups unsweetened shredded coconut flakes 1 ¾ cups coconut milk (or 3 cups for a richer flavor, omit whole milk) ⅓ cup whole milk (optional) 1 teaspoon rum or brandy (optional) Instructions: Preheat your oven to 375°F (190°C). Grease an 8x12 inch baking pan. In a large bowl, whisk together the dry ingredients: flour, sugar, baking powder, baking soda, salt, cinnamon, nutmeg, allspice, and ginger. In a separate bowl, whisk together the melted butter, eggs, and coconut milk. If using whole milk, add it here as well. Gradually add the wet ingredients to the dry ingredients, mixing until just combined. Be careful not to overmix. Gently fold in the shredded coconut flakes. Pour the batter into your prepared baking pan and spread evenly. Bake for 30-40 minutes, or until a toothpick inserted into the center comes out clean. Base top of toto/cake with melted butter (** Add a touch of rum or brandy to the mix** - Optional) Let the cake cool completely in the pan before frosting or dusting with powdered sugar. Tips: For an extra burst of coconut flavor, toast the shredded coconut flakes lightly in a dry pan before adding them to the batter. Want a richer toto? Use the full 3 cups of coconut milk and skip the whole milk. This cake is delicious on its own, but you can also frost it with your favorite cream cheese frosting or a simple glaze made with powdered sugar and milk. To store, cover the cooled cake and keep it at room temperature for up to 3 days. Enjoy this delightful taste of Jamaica!

Understanding men can sometimes feel like decoding a complex puzzle, but with a few key insights, navigating relationships with them becomes much smoother. Here are 10 important things women need to know about men: 1. Actions Speak Louder Than Words: Men often show love through helpfulness. Don't be afraid to ask for help – a man who truly cares will be happy to assist you, chores included. For example, maybe you're stressed about an upcoming presentation at work. Your partner might take the initiative to do the dishes or offer to watch the kids so you can focus on your work. 2. Embrace the Challenge: Men enjoy being around intelligent and stimulating women. Engage him in conversations beyond just romance. Share your knowledge and be open to learning from him too! For instance, you could discuss a recent documentary you both watched, a new book you're reading, or even a complex topic like climate change. 3. Respect is Key: While a little flirtation can be fun, a lasting relationship is built on mutual respect. Focus on building that respect and fulfilling each other's needs. Respect goes both ways. Listen to his opinions, even if you disagree, and be there for him when he needs you. In return, expect him to treat you with respect as well. 4. The Positive Power of Ego: A healthy ego can be a good thing in a man. It can fuel his desire to protect you, celebrate your achievements, and ensure your relationship thrives. A man with a healthy ego might proudly introduce you to his colleagues, brag about your recent promotion, or go the extra mile to make your birthday special. 5. Faith Matters: A man's spiritual connection can influence his relationships. If he has a strong, positive relationship with a higher power, it can translate into a loving and respectful connection with you. This doesn't necessarily mean you need to share the same faith, but being supportive of his spiritual beliefs can strengthen your bond. 6. Build Him Up, Don't Tear Him Down: Constant criticism can be a major turn-off for men. Celebrate his strengths and offer constructive feedback when needed. Instead of nagging him about leaving his dirty socks on the floor, try saying something like, "Hey honey, would you mind putting your socks in the hamper next time? It would really help me out." 7. Create a Safe Space: Men crave peace and security just like women. When you provide a calm and supportive environment, he'll be more likely to open up to you. This could mean giving him space to unwind after a long day or avoiding bringing up sensitive topics when he's clearly stressed. 8. Love Shouldn't Be a Mystery: True love is clear and undeniable. You'll know it when you feel it. Trust your intuition and the way he makes you feel. True love makes you feel secure, happy, and respected. You shouldn't have to constantly question his feelings or wonder where you stand. 9. Inspiration Over Criticism: Positive reinforcement is far more effective than negativity. Celebrate his efforts to improve, no matter how small. If he's been trying to cook more meals at home, even if his first attempt isn't perfect, acknowledge his effort and offer encouragement. 10. Men Feel Too: Men have emotions, and they want to share them with someone they trust. Create a safe space for him to express himself openly and authentically. Let him know that it's okay to feel vulnerable and that you're there to listen without judgment. Understanding these facets of male psychology can foster healthier and more fulfilling relationships, where both partners feel valued, respected, and loved.

Jamaican cuisine is a vibrant mosaic of flavors, influenced by a rich tapestry of cultures and traditions. Among the array of delectable treats that embody the essence of Jamaica's culinary heritage, the Gizzada stands out as a beloved pastry cherished by locals and visitors alike. With its flaky crust and sweet coconut filling, the Gizzada encapsulates the essence of Caribbean indulgence. Let's take a journey into the heart of Jamaica's culinary landscape and discover the magic of the Jamaican Gizzada. Origins and Cultural Significance The origins of the Gizzada can be traced back to Jamaica's colonial past, where it evolved from a fusion of African, European, and indigenous influences. Its name is said to be derived from the Portuguese word "guizada," meaning "stew" or "meat dish." Over time, the recipe underwent transformations, incorporating local ingredients and techniques to create the delightful pastry we know today. Beyond its culinary appeal, the Gizzada holds cultural significance within Jamaican society. It is often associated with celebrations, festivals, and family gatherings, where it serves as a symbol of togetherness and shared heritage. Whether enjoyed as a snack with a cup of Jamaican Blue Mountain coffee or as a dessert at special occasions, the Gizzada holds a special place in the hearts of many Jamaicans. Ingredients and Preparation The beauty of the Jamaican Gizzada lies in its simplicity, with a handful of ingredients coming together to create a symphony of flavors. Here's what you'll need to make this tantalizing treat: For the Pastry/Crust: 2 cups of all-purpose flour ½ cup of cold unsalted butter, cubed ¼ cup of granulated sugar ¼ cup cold vegetable shortening A pinch of salt Cold water, as needed For the Filling: 2 cups of grated coconut (fresh or desiccated) 1 cup of granulated sugar or light brown sugar ½ teaspoon of vanilla extract ¼ teaspoon of ground nutmeg ¼ teaspoon of ground cinnamon ¼ teaspoon ground ginger A pinch of salt Instructions: Prepare the Pastry/Crust: In a large mixing bowl, combine the flour, sugar, and salt. Add the cold butter cubes and shortening and rub them into the flour mixture until it resembles coarse breadcrumbs. Gradually add cold water, a tablespoon at a time, until the dough comes together. Be careful not to overwork the dough. Wrap the dough in plastic wrap and refrigerate for at least 30 minutes to allow it to firm up. Make the Filling: In a saucepan over medium heat, combine the coconut, brown sugar, nutmeg, cinnamon, ginger, and salt. Cook, stirring occasionally, until the sugar dissolves and the mixture thickens slightly, about 5 minutes. Remove from heat and stir in the butter, milk, and vanilla extract (if using). Let the filling cool completely. Assemble the Gizzadas: Preheat your oven to 350°F (175°C) and line a baking sheet with parchment paper. Roll out the chilled pastry dough on a lightly floured surface to about ⅛ inch thickness. Using a round cookie cutter or a glass, cut out circles of dough and place them on the prepared baking sheet. Pinch the edge of the dough to form your crust. Use a fork to poke holes on the bottom of your crusts so they cook thoroughly. Pre-bake the crust at 350°F for 10 minutes, to prevent the dough from being raw under the filling. Spoon a generous amount of the coconut filling to the crust and bake for another 20 minutes. Bake and Enjoy: Bake the Gizzadas in the preheated oven for 20-25 minutes, or until the pastry is golden brown and crisp. Allow the Gizzadas to cool slightly before serving. They can be enjoyed warm or at room temperature, with a sprinkling of powdered sugar on top if desired. Tips: For a richer flavor, use a combination of brown sugar and granulated sugar in the crust. If the dough becomes too soft while rolling out, place it back in the refrigerator for a few minutes to firm up. You can adjust the amount of filling to your preference. Feel free to experiment with different spices in the filling, such as pimento (allspice) or cardamom. Leftover gizzadas can be stored in an airtight container at room temperature for up to 2 days. The Jamaican Gizzada is more than just a pastry—it's a culinary masterpiece that reflects the warmth, flavor, and spirit of Jamaica. With its golden crust and luscious coconut filling, it's no wonder that this delightful treat has captured the hearts and taste buds of people around the world. Whether you're savoring it on a sunny beach in Jamaica or recreating it in your own kitchen, the Gizzada is sure to transport you to a paradise of flavor and tradition.

In the world of entrepreneurship, securing funding is often the first hurdle for small businesses. Grants are a fantastic option as they provide capital without the need for repayment. However, the process of finding and applying for grants can be daunting. In this guide, we'll explore various types of grants available to small businesses, focusing particularly on the State Small Business Credit Initiative (SSBCI). Additionally, we'll provide a step-by-step guide on how to apply for SSBCI grants and highlight the top 20 government grants for small businesses. Types of Grants for Small Businesses: 1. Federal Grants: Where to Find: Federal grants are typically listed on government websites such as Grants.gov, which serves as a centralized database for grant opportunities across various federal agencies. How to Apply: To apply for federal grants, businesses must register on Grants.gov and carefully review the eligibility criteria and application instructions provided for each grant opportunity. Applications are usually submitted electronically through the Grants.gov portal, and applicants may need to provide detailed project proposals, budgets, and other supporting documents. 2. State Grants: Where to Find: State-specific grant opportunities can often be found on state government websites, economic deelopment agencies, or through local business assistance programs. Additionally, networking with local chambers of commerce or small business associations can provide valuable insights into available grants. How to Apply: Businesses interested in state grants should contact the relevant state agency or administering authority to obtain application guidelines and forms. Application processes vary by state but typically involve submitting detailed proposals outlining the intended use of funds, project timelines, and expected outcomes. 3. Corporate Grants: Where to Find: Information about corporate grant programs can usually be found on the websites of individual corporations, particularly in the corporate social responsibility or community engagement sections. Additionally, businesses can explore opportunities through industry associations, business networks, or by directly contacting corporate philanthropy departments. How to Apply: Corporate grant application processes vary widely, with some corporations requiring online applications through dedicated portals and others accepting proposals via email or mail. Businesses should carefully review the eligibility criteria and application guidelines provided by each corporation and tailor their proposals to align with the company's funding priorities and objectives. 4. Nonprofit Grants: Where to Find: Nonprofit grant opportunities may be listed on grant databases such as the Foundation Center or through the websites of specific nonprofit organizations. Networking with other businesses or nonprofit leaders in the community can also uncover potential grant opportunities. How to Apply: Nonprofit grant application processes typically involve submitting a grant proposal outlining the organization's mission, programs, and funding needs. Businesses should thoroughly research each nonprofit's grantmaking priorities and tailor their proposals to demonstrate alignment with the organization's goals and objectives. 5. Research Grants: Where to Find: Research grant opportunities can be found through government agencies such as the National Institutes of Health (NIH), National Science Foundation (NSF), or Department of Energy (DOE), as well as through academic institutions, industry associations, and private foundations. How to Apply: Research grant application processes often require businesses to submit detailed research proposals, including project objectives, methodology, budget estimates, and potential impact. Applicants may also need to demonstrate expertise in the relevant field and provide evidence of institutional support or collaboration. Unlock 85+ funding opportunities in your state for just $5.99! How to Apply for State Small Business Credit Initiative (SSBCI) Grants: The State Small Business Credit Initiative (SSBCI) was established to support small businesses by providing access to capital. Here's a step-by-step guide on how to apply for SSBCI grants: Step 1: Research Eligibility Criteria Before applying for SSBCI grants, carefully review the eligibility criteria outlined by your state's administering authority. Eligibility requirements may vary by state but commonly include factors such as business size, industry, and location. Step 2: Prepare Required Documents Gather all necessary documents, including business plans, financial statements, tax returns, and any other information requested in the application guidelines. Be sure to double-check the requirements to ensure you're providing accurate and complete documentation. Step 3: Contact Your State SSBCI Administrator Reach out to the designated SSBCI administrator in your state to inquire about available grants and the application process. They can provide guidance on which grant programs align with your business's needs and assist you in navigating the application process. Step 4: Complete the Application Form Fill out the SSBCI grant application form thoroughly and accurately. Pay close attention to instructions and provide detailed responses to all questions. Be prepared to articulate how your business will utilize the grant funds and the anticipated impact on your operations. Step 5: Submit Your Application Once you've completed the application form and assembled all required documents, submit your application to the SSBCI administrator by the specified deadline. Make sure to retain copies of all submitted materials for your records. Step 6: Follow Up After submitting your application, follow up with the SSBCI administrator to confirm receipt and inquire about the timeline for review and funding decisions. Be proactive in addressing any additional information or documentation requested during the evaluation process. Top 20 Government Grants for Small Businesses: Small Business Innovation Research (SBIR) Program Small Business Technology Transfer (STTR) Program Community Development Block Grant (CDBG) Program Rural Business Development Grants (RBDG) Minority Business Development Agency (MBDA) Grants Women-Owned Small Business Federal Contracting Program Veteran-Owned Small Business Grants Native American Business Development Grants Environmental Protection Agency (EPA) Grants Department of Agriculture (USDA) Rural Energy for America Program (REAP) Grants National Institutes of Health (NIH) Grants National Science Foundation (NSF) Grants Department of Energy (DOE) Small Business Innovation Research (SBIR) and Small Business Technology Transfer (STTR) Programs Federal Emergency Management Agency (FEMA) Grants Department of Transportation (DOT) Grants Department of Housing and Urban Development (HUD) Grants National Endowment for the Arts (NEA) Grants National Endowment for the Humanities (NEH) Grants Department of Education Grants National Oceanic and Atmospheric Administration (NOAA) Grants Global Funding Opportunities and Gransts for Small Businesses Amazon App Store Small Business Accelerator The Small Business Accelerator Program by Amazon App Store offers developers earning less than 1 million USD annually additional benefits equivalent to 20% of Appstore revenue. Eligible participants receive a 10% increase in royalty payments and AWS credits equal to 10% of their app revenue. Antler Global Startup Program Antler is a global early-stage VC offering multiple programs for startups worldwide. Visit their website for program details and application dates. Awesome Foundation The Awesome Foundation distributes $1,000 grants monthly to projects and creators globally, with no strings attached. Funds are pooled from micro-trustees in autonomous chapters. AWS Startup Loft Accelerator The AWS Startup Loft Accelerator provides technical teams with resources, guidance, and community support, including $25,000 in AWS credits. Sessions cover various topics like recruiting, managing teams, and cloud architecture. Canva Pro For Nonprofits Nonprofits can access Canva's premium features for free through the Canva Pro For Nonprofits program. Emergent Ventures Grant/Fellowship Application Through the Mercatus Center at George Mason University, Emergent Ventures supports entrepreneurs with scalable ideas for societal improvement, offering fellowships or grants. Fellowships include residence at the Mercatus Center, while grants provide one-time payments. Entrepreneurship World Cup The Entrepreneurship World Cup offers over $1 million in cash prizes, mentorship, and global exposure to top entrepreneurs. Deadline for applications is 7/31/2024. Etsy Disaster Relief Fund Etsy offers $2,500 grants to active sellers affected by federally declared natural disasters within the past year through the Etsy Disaster Relief Fund. F6S List of Accelerators and Pitch Competitions F6S provides a comprehensive list of accelerators, contests, and pitch competitions worldwide. 48 in 48 - Website Build Event 48in48 provides free websites to nonprofits, with their next event focusing on social justice nonprofits in June 2024. Nonprofits with less than $3MM in revenue are eligible to apply. Global Good Fund Fellowship The Global Good Fund Fellowship is a 12-month program supporting social enterprise leaders worldwide with mentoring, sector expertise, and $10,000 funding. Applications open in May 2024. GrowNY The Grow-NY business competition offers funding, mentorship, and support to food and ag startups globally. Up to $1 million in prizes is available, with a deadline of 5/15/2024 for applications. Pollination Project The Pollination Project provides grants to global nonprofits with an annual budget under $50,000 and project costs under $40,000. Roddenberry Catalyst Fund The Catalyst Fund offers grants up to $15,000 to nonprofits and social enterprises for high-impact projects. Eligible candidates include individuals, teams, nonprofits, or social enterprises. Savvy Fellowship Savvy Fellowship is a 12-week virtual program for young professionals aiming to become impact entrepreneurs. Applicants must be 40 or younger. SheTrades Accelerator The SheTrades Accelerator Programme supports women entrepreneurs and business support organizations in the Apparel, Accessories, and Home Décor sectors across several countries. Techstars Accelerators Techstars Accelerators provide entrepreneurs in North American time zones with mentorship, network access, and $20,000 for 6% equity. Various locations and due dates are available. TiE Global Program for Women The TiE Women Program 2024 offers $50,000 funding for women entrepreneurs with innovative business ideas. Deadline for applications is 6/15/2024. Watson Institute Flagship Fellowship The Watson Institute Flagship Fellowship offers fully-funded Venture Accelerator programs for next-generation entrepreneurs, including virtual and in-person components. Fellows receive $6,000 funding. We Make Change We Make Change matches small businesses, mainly nonprofits, with volunteers for free, helping impact startups build remote volunteer teams. Funding Opportunities Within the U.S. Only Amazon's Black Business Accelerator The Black Business Accelerator by Amazon is dedicated to supporting Black entrepreneurs in the United States. Participants receive financial support, strategic guidance, mentorship, and marketing assistance to foster sustainable growth. American Dream Grant The American Dream Awards celebrate US small businesses embodying the modern American Dream. Recipients receive $1,000, business acceleration support, media exposure, and more. Application deadline is 4/30/2023. Angel City Football Club’s Player 22 Small Business Grant Program Angel City FC, in partnership with IFundWomen, offers entrepreneurs the chance to win a $10k grant and one year of business coaching through the Player 22 Small Business Grant Program. Apply by 4/8/2024. Backing Small Business Grant (with AmEx) The Backing Small Businesses grant program, in collaboration with American Express, offers $10,000 grants to economically vulnerable small businesses in the US. Apply by 4/7/2024. Bank of America Access to Capital Connector Bank of America's Access to Capital Connector helps US small business owners find loans and provides coaching for running resilient businesses. Bank of America's Business Education Center for Entrepreneurs Visit Bank of America's Small Business Education site for free webinars on accessing capital, building credit, and more. Bank of America Supplier Diversity Small & Diverse Business Scholarship Program The Supplier Diversity Small & Diverse Business Scholarship Program by Bank of America offers $10,000 scholarships to diverse business owners for executive business management programs. Applications open 4/8/24 - 5/23/24. Dannon Light + Fit and Female Founder Collective (FFC) Grant Program The Dannon Light + Fit and FFC Grant Program supports women entrepreneurs with $10,000 grants, expert advisor sessions, and FFC memberships. Apply by 4/4/2024. Enthuse Foundation Women Owned Business Grants The Enthuse Foundation offers various grants, including $2,500 grants to women entrepreneurs in the US. Apply by 4/8/2024. Fast Break for Small Business (LegalZoom) Fast Break for Small Business by LegalZoom, NBA, WNBA, and NBA G League offers $10,000 grants to historically underserved small business owners in the US. Apply by 9/13/2024. FedEx Small Business Grant Contest The FedEx Small Business Grant Contest offers $20,000-$50,000 grants and FedEx service credits. Apply by 4/1/2024. Genius NY Accelerator The Genius NY Accelerator invests $3M annually into seed-stage startups focused on various technologies. Winners receive investments up to $1,000,000, along with other support. Apply by 5/15/2024. GrowNY The Grow-NY business competition offers funding, mentorship, and support to food and ag startups in the US. Apply by 5/15/2024. Halstead Grant The Halstead Grant provides emerging silver jewelry artists with $7,500 grants. Apply by 5/1/2024. HerRise Micro-Grant HerRise offers monthly $500 micro-grants to US-based for-profit businesses owned by women of color. Apply through HerSuiteSpot with a $10 fee. Idea Cafe Small Business Grant The Idea Cafe Small Business Grant offers $1,000 grants to US women entrepreneurs. Applicants must be current or aspiring business owners. IMPACT grants IMPACT grants support US and Canada-based organizations making significant impacts within their communities. Grants amount to $1,000. Jobber Grants For Home Service Businesses Jobber offers $10,000 grants to US and Canada-based home service business owners. Apply by 6/12/2024. Josephine Collective Josephine Collective invests $10,000 to $100,000 in early-stage tech-enabled US businesses. Apply through Join Josephine. Juntos Crecemos Hispanic Digital & Delivery Program (PepsiCo) PepsiCo offers Latina food service entrepreneurs personalized consultations through the Juntos Crecemos Program. Kitty Fund - Helping Mompreneurs The Kitty Fund offers $500 grants to US-based mother-owned businesses. Applications open in March 2024. Military Entrepreneur Challenge The Military Entrepreneur Challenge offers US veteran, military spouse, and Gold Star Family entrepreneurs the chance to compete for capital. Minority Business Circle The Minority Business Circle offers support and opportunities, including grants and loans, to diverse entrepreneurs in the US. Mutual of America Foundation Community Partnership Award The Mutual of America Foundation offers up to $100,000 to outstanding US nonprofit organizations fostering community partnerships. Apply by 7/1/2024. Novae Grants Database Novae Grants Database offers funding opportunities for US small businesses, with a focus on those with 6-100 employees. ProLiteracy grant ProLiteracy offers $6,000 grants to US-based nonprofit organizations focusing on adult literacy. Apply by 4/1/2024. SPARK Tank Pitch Competition The SPARK Tank Pitch Competition offers US entrepreneurs the chance to win $5,000 grants. Apply by 4/5/2024. SPUR (Shared Purpose, Unlimited Reach) Pathways SPUR Pathways by Macy’s and Momentus offers US entrepreneurs access to various capital options. Start Small Think Big Start Small Think Big provides free support and resources to US small businesses, including personalized assistance and webinars. Truist NonProfit Grant Truist Foundation offers grants to US nonprofits focusing on leadership development, economic mobility, and educational equity. Verizon Small Business Digital Ready Resources and Grants Verizon offers $10,000 grants to small businesses in Houston, Miami, Phoenix, and Los Angeles areas. Apply by 4/8/2024. Veterans Business Outreach Center The Veterans Business Outreach Center offers resources, workshops, and mentorship to US veterans interested in starting or growing a small business. Warrior Rising Grant Warrior Rising offers $20,000 grants to US veterans at any stage of business development. Whole Foods Local and Emerging Accelerator Program Whole Foods offers US entrepreneurs mentorship, educational programs, and potential shelf placement through its Local and Emerging Accelerator Program. Wish Local Empowerment Program Wish Local offers grants up to $2,000 to Black-owned US businesses with fewer than 20 employees. Women and Minority Business Owner Down Payment Grant (Bank of America) Bank of America offers up to $25,000 grants to women and minority business owners in select opportunity zones. YippityDoo Big Idea Grant YippityDoo offers $1,000 grants to US women entrepreneurs. There is a $15 application fee. ZenBusiness Free LLC Formation for Moms ZenBusiness offers free LLC formation services to US mothers interested in entrepreneurship. ZenBusiness Small Business Grants ZenBusiness offers $5,000 grants to US small businesses that have used their formation services. Apply by 12/31/2024. Conclusion: Navigating the world of small business grants requires careful research, preparation, and persistence. By understanding the different types of grants available and following a structured application process, entrepreneurs can increase their chances of securing much-needed funding. The State Small Business Credit Initiative (SSBCI) and the top 20 government grants highlighted in this guide represent valuable opportunities for small businesses looking to grow and thrive in today's competitive landscape. ADDITION: Unlock 85+ funding opportunities in your state for just $5.99! Our downloadable spreadsheet puts grants at your fingertips. **Once payment is received, the spreadsheet will be sent to your email**

Craft your itinerary by evaluating the best ways to plan the perfect luxury vacation, whether your journey is by a cozy beachfront or serene, snowy mountains. The phrase ‘luxury vacation’ can conjure various images in our minds—from sprawling beachfront suites to alpine lodges. It’s that precious time off where indulgence knows no bounds. So how do you plan such an opulent getaway? Curate your getaway after reading through the best ways to plan the perfect luxury vacation. Choose Your Signature Destination Choosing the perfect destination is easier said than done since so many options exist, from beloved destinations worth revisiting to new favorites awaiting your arrival. Picture your perfect escape, from the ambience to the activities. Are you skiing down the slopes of the Swiss Alps or lounging by an infinity pool overlooking the Amalfi Coast? One of the top reasons to vacation in Destin, FL, is that you can enjoy luxurious spas, beachfronts, restaurants, and more against the backdrop of the emerald coast. On the other hand, warming up by the fireplace against a snowy mountain backdrop may align with your tastes more. Consider what you love most about a vacation. For some, it’s all about the adrenaline of a foreign locale. For others, it’s about seeking serenity and a slower-paced experience. Consider your must-haves, such as a buzzing city with exquisite dining experiences or a private beach for undisturbed relaxation. Find Luxurious Lodgings One of the most important details to consider when balancing your budget is where you want to stay. Once your dream destination is in the crosshairs, start weaving the details that will create a tapestry of opulence during your time away. You can find luxury in large and small budgets. Prioritize what aspects of travel are the most valuable to you and allocate your resources according to those desires. Remember, luxury is personal. There are many luxurious accommodation options—from world-renowned hotel chains to cozy, exclusive stays. Consider the type of lodging that will amplify your chosen experience. Perhaps you’d like an urban penthouse with a panoramic city view or a grand suite with antique charm in a historic inn. Craft an Experience-Rich Itinerary Finding time to relax and embrace what your destination has to offer is important for any getaway. A luxury vacation is much more than lounging. It’s about curated experiences, from private vineyard tours to charming craft workshops. Schedule activities that resonate with a deeper level of fulfillment. For instance, consider which local, unique dining experiences are available. A major reason to vacation in Hawaii during the summer is the cultural cuisine you can indulge in. Hawaiian cuisine features influences from Japanese, Polynesian, and other cuisines, creating a truly exciting mixture of dishes. Whether it’s a Michelin-starred restaurant or a seaside shack with the freshest catch, your meals should be an event. After learning how to plan the perfect luxury vacation, you’re one big step closer to enjoying an unforgettable adventure. Plan your adventure today to see the powerful, positive impact that each of these steps will make.

Your Caribbean home should reflect the natural, exotic beauty of its surroundings. Here are the exterior paint colors that will make your Caribbean home pop. Your home’s exterior paint colors should reflect your personal style and enhance the natural beauty of your surroundings. Various exterior paint colors will make your Caribbean home pop amongst neighboring structures and withstand the unique environmental conditions of the Caribbean. Vibrant Colors Are Common in the Caribbean In the Caribbean, many homes have bright, vibrant exteriors that mirror the natural beauty of the environment. Shades of turquoise mirror the clear waters, while bright yellows, energetic oranges, and lively pinks capture the essence of tropical flowers and sunsets. These colors can add to the aesthetic appeal of your home and contribute to the cheerful and inviting atmosphere of Caribbean communities. Avoid Darker Hues Because of the Heat Consider the impact of heat on your home’s exterior when selecting paint colors for your Caribbean paradise. Dark hues absorb heat, which can lead to quicker degradation of the paint quality over time. Additionally, dark colors can increase the temperature inside your home, resulting in higher cooling costs. To keep your home cool and maintain the longevity of your paint, choose light, reflective colors. Great Color Choices for Caribbean Homes Choosing the right color for your Caribbean home can positively impact its vibe. Light blues and greens are excellent for creating a calm, serene atmosphere reminiscent of the sea and lush landscapes. Bright yellows and whites are perfect for achieving a sunny, welcoming vibe. These colors will give your home a lively, sophisticated look while reflecting the sun’s rays, making your home a sanctuary from the outside heat. How Often Should I Repaint My Caribbean Home? The climate, the quality of your exterior paint, and the paint color will determine how often you should repaint your house. In the Caribbean, the sun’s intensity means that fading might occur more quickly than in less sunny environments. Typically, a well-done paint job can last around five to seven years. When repainting your Caribbean home, use high-quality, UV-resistant paint to extend its vitality. Your paint color is the one area of this process you can control, so make it count! Many great exterior paint colors can make your Caribbean home pop. By choosing vibrant, reflective colors, you can create an inviting space that reflects the beauty of its surroundings. This will ensure your home remains a beautiful reflection of the Caribbean locale!

In the realm of home furnishing, functionality and aesthetics often go hand in hand. Whether you're seeking to revamp your living room, upgrade your outdoor space, or provide comfort and security for your pets, YITAHOME offers a diverse range of furniture solutions to meet your needs. From dog crates that double as stylish end tables to luxurious patio sets, YITAHOME combines practicality with elegance to elevate your home decor. Let's delve into some of their standout products: 1. YITAHOME Dog Crate Furniture: YITAHOME Dog Crate Furniture, Wooden Side End Table - Priced at $159.99, this wooden end table doubles as a heavy-duty dog crate, providing a stylish solution for pet owners seeking both functionality and elegance. YITAHOME 43" Dog Crate Furniture with Wheels - At $189.99, this dog kennel features double doors and wheels for easy mobility, offering a spacious and escape-proof sanctuary for your furry companions. 2. YITAHOME Outdoor Furniture Sets: YITAHOME 4 Pieces Patio Furniture Set - Enjoy 10% off on this all-weather rattan conversation set, now priced at $359.99. Perfect for creating a cozy outdoor retreat with its loveseat, chairs, and table ensemble. Additional Save 10% promo code: AEKITQQO YITAHOME 4-Piece Wicker Patio Furniture Set - Experience luxury and comfort with this set, available at an 18% discount for $294.98. Crafted in light brown rattan, it adds a touch of sophistication to any balcony or deck. Available in (Light Brown+Beige) 3. YITAHOME Patio Loveseat and Chairs: YITAHOME Patio Furniture Wicker Outdoor Loveseat - Priced at $187.81, this all-weather rattan loveseat with soft cushions offers the perfect spot for relaxation in your outdoor space. YITAHOME 3-Piece Patio Wicker Rocking Chair Set - Elevate your porch or balcony with this set featuring rocking chairs and soft cushions for $230.09. YITAHOME Patio Loveseat Wicker Outdoor Furniture - Priced at $149.99, this all-weather rattan loveseat is designed to elevate your outdoor living space. With its sleek black frame and gray cushions, it exudes modern elegance, while the wooden armrests add a touch of natural charm. Whether you're enjoying a morning coffee on the balcony or hosting a cozy gathering in the backyard, this loveseat provides the perfect spot for relaxation and conversation. 4. YITAHOME Patio Tables: YITAHOME 35.2" Patio Table for 4-Person - Enhance your outdoor dining experience with this $109.99 patio table featuring a tempered glass top and sturdy iron frame, complete with an umbrella hole. YITAHOME 5-Piece Outdoor Patio Bar Table Set - Create a stylish outdoor bar area with this set for $279.99, including chairs and a table with a plastic wood tabletop. 5. YITAHOME Large Metal Chicken Coop Run: YITAHOME Large Metal Chicken Coop Run - Offered at $269.98, this spacious chicken coop with a waterproof and anti-UV cover ensures a safe and comfortable environment for your poultry or small animals. YITAHOME's commitment to quality craftsmanship and innovative design shines through in each of these ten products. Whether you're furnishing your indoor space or sprucing up your outdoor oasis, YITAHOME has the perfect solution to meet your needs. Explore their full range of products at the YITAHOME Store and elevate your home today! CEM may earn a commission on purchases through these links. ***Product prices and availability are accurate as of the date/time posted and are subject to change***

Starting a print-on-demand (POD) side hustle can be an exciting and lucrative venture if done correctly. With the rise of e-commerce platforms and the growing demand for customized products, there's a wealth of opportunity for entrepreneurs to capitalize on this trend. Here's a comprehensive step-by-step guide to kickstart your print-on-demand business: Step 1: Research and Choose Your Niche Before diving in, research various niches to identify potential markets with high demand and low competition. Consider your interests, hobbies, and trends that are currently popular. Examples of niches include pet lovers, fitness enthusiasts, gamers, and eco-friendly products. Step 2: Select Print-on-Demand Companies Choosing the right print-on-demand partner is crucial for the success of your business. Here are ten top print-on-demand companies known for their quality, reliability, and variety of products: Printify: Great user interface, wide product variety (t-shirts, mugs, phone cases etc.), and integrates with popular platforms like Shopify. Printful: Excellent for beginners, offers warehousing and fulfillment services, and provides high-quality mockups for product presentations. Redbubble: Established marketplace with a built-in audience, good for artists with existing followings. SPOD: Eco-conscious option with organic and recycled materials, perfect for sustainability-focused designs. Teespring: Known for its crowdfunding capabilities, ideal for launching limited edition designs or gauging interest before full production. Society6: Another established marketplace with a strong art community, caters to artistic and photographic prints. Casetify: Specializes in phone case designs, a popular and ever-growing market. Gooten: Offers a wide range of premium products and on-demand warehousing, good for targeting high-end customers. Gelato: Focuses on high-quality art prints and home decor items, caters to design-focused audiences. Contrado: Provides a global reach with worldwide fulfillment centers, ideal for targeting international customers. Research each company thoroughly to understand their product offerings, pricing, shipping options, and integration capabilities with e-commerce platforms. Step 3: Design Your Products Once you've selected your print-on-demand partner, it's time to create designs for your products. Design Software: Free options like Canva offer user-friendly templates and design tools. Paid software like Adobe Photoshop provides more advanced features. Learn the Basics: Understand design principles like composition, color theory, and typography to create visually appealing products. High-Resolution Images: Ensure your designs are high-resolution (300dpi or higher) to avoid blurry prints on products. Mockup Magic: Use mockup templates to showcase your designs on different products (t-shirts, mugs, etc.) This helps visualize the final product and create professional-looking product listings. Step 4: Choose a Platform to Design Many print-on-demand companies offer built-in design tools or integrations with popular design platforms. Select a platform that aligns with your skill level and design preferences. Your Own Website: Offers complete control over branding and customer experience, but requires setting up an online store and managing marketing. Platforms like Shopify or Wix ease the website creation process. Marketplaces: Established platforms like Etsy, Redbubble, or Amazon Marketplace already have a built-in customer base. However, competition can be high, and you may have less control over branding and pricing Step 5: Create Your Product Listings Once your designs are ready, it's time to create product listings on your chosen print-on-demand platform. Include high-quality images of your designs from different angles and provide detailed descriptions that highlight the unique features of each product. Use relevant keywords to optimize your listings for search engines. Step 6: Set Up Your Online Store To sell your print-on-demand products, you'll need an online store. Popular e-commerce platforms like Shopify, WooCommerce, and Etsy are excellent choices for setting up your store. Choose a platform that aligns with your budget, technical skills, and customization needs. Step 7: Integrate Print-on-Demand Services Integrate your chosen print-on-demand service with your online store. Most print-on-demand companies offer seamless integrations with leading e-commerce platforms, making it easy to sync your products, track orders, and manage inventory. Step 8: Market Your Products Social Media is King: Promote your products on Instagram, Facebook, or relevant online communities. Run targeted ads, collaborate with influencers, and engage with your audience. Content is Key: Create blog posts, tutorials, or behind-the-scenes content related to your designs to attract customers organically. SEO Power: Optimize your listings and website content with relevant keywords to improve search engine ranking and organic traffic. Step 9: Fulfill Orders Once customers place orders on your online store, your print-on-demand partner will handle the printing, packaging, and shipping process on your behalf. Monitor your orders closely and ensure timely communication with customers regarding order status and shipping updates. Step 10: Analyze and Optimize Regularly analyze your sales data, customer feedback, and marketing efforts to identify areas for improvement. Experiment with new designs, product offerings, and marketing strategies to optimize your print-on-demand business for growth and success. Bonus Tips: Quality is Key: Invest in high-quality product mockups and clear product descriptions to build customer trust. Pricing Strategy: Consider your production costs, profit margin, and competitor pricing when setting your prices. Customer Service Champion: Be responsive to customer inquiries, offer excellent customer service, and build positive brand loyalty. Analyze and Adapt: Track your sales data, analyze customer preferences, and adapt your designs and marketing strategies based on insights. By following these ten steps, you can launch a successful print-on-demand side hustle and tap into the booming e-commerce market. Remember to stay innovative, customer-focused, and persistent on your entrepreneurial journey. Good luck!

In today's fast-paced world, managing multiple debts can be overwhelming and financially draining. However, there's a silver lining – debt consolidation companies offer a lifeline for those seeking to streamline their financial obligations into a single manageable payment. To aid you in your quest for financial freedom, we've meticulously curated a list of the top 10 debt consolidation companies of 2024. Whether you're drowning in credit card debt, student loans, or medical bills, these companies offer tailored solutions to suit your needs. The top 10 Debt Consolidation Companies Freedom Debt Relief: Specializing in debt settlement, Freedom Debt Relief boasts a track record of helping clients reduce their debt by negotiating with creditors. With personalized debt relief plans, they strive to provide a pathway to financial freedom. National Debt Relief: With a focus on customer satisfaction, National Debt Relief offers debt settlement services coupled with expert financial advice. Their transparent approach and flexible payment options make them a popular choice among those seeking debt consolidation solutions. Consolidated Credit: As one of the oldest and most reputable debt consolidation companies, Consolidated Credit offers a range of services, including debt management plans and credit counseling. Their certified financial counselors work with clients to create customized repayment strategies. Accredited Debt Relief: Accredited Debt Relief stands out for its commitment to providing personalized debt relief solutions tailored to each client's unique financial situation. From debt settlement to debt consolidation loans, they offer a comprehensive suite of services. CuraDebt: Specializing in debt negotiation and settlement, CuraDebt helps individuals and families navigate the complexities of debt consolidation. With a focus on customer service and affordability, they strive to alleviate the burden of debt. New Era Debt Solutions: With a team of experienced debt specialists, New Era Debt Solutions offers innovative debt consolidation strategies designed to help clients regain financial stability. From debt settlement to debt validation, they provide comprehensive debt relief services. Pacific Debt Inc.: Pacific Debt Inc. prides itself on its customer-centric approach to debt consolidation. By offering personalized debt settlement plans and attentive customer support, they aim to empower clients on their journey toward financial freedom. CreditAssociates: Recognized for its commitment to client satisfaction, CreditAssociates specializes in debt settlement services that prioritize affordability and effectiveness. Their team of debt negotiators works tirelessly to secure favorable outcomes for clients. Oak View Law Group: With a focus on ethical debt relief solutions, Oak View Law Group offers a range of services, including debt settlement and debt management. Their knowledgeable attorneys provide expert guidance throughout the debt consolidation process. Guardian Debt Relief: Guardian Debt Relief prides itself on its transparent approach to debt consolidation, offering personalized solutions that prioritize the financial well-being of clients. With a focus on integrity and reliability, they strive to make debt relief accessible to all. Top Picks for Debt Consolidation Loans: LightStream: Low Rates: LightStream consistently offers some of the most competitive interest rates on the market, making it a great choice for borrowers with good credit. Universal Credit: Bad Credit Friendly: If your credit score has taken a hit, Universal Credit can still help. They specialize in working with borrowers who may have difficulty qualifying for traditional loans. Best Egg: Secured Loan Option: Looking for a way to potentially secure a lower interest rate? Best Egg offers debt consolidation loans with the option to use a car or other asset as collateral. Discover: Fast Funding: Need to get a handle on your debt quickly? Discover boasts some of the fastest funding times in the industry, often getting you the money you need within days. Achieve: Rate Discounts: If you're a member of certain organizations or have automatic payments set up, Achieve may offer you a discount on your interest rate. Beyond Loans: Debt Management Considerations Debt consolidation isn't a one-size-fits-all solution. For some, a debt management plan through a non-profit credit counseling agency might be a better option. Here are two well-respected organizations to consider: National Foundation for Credit Counseling (NFCC): The NFCC is a network of non-profit agencies that offer credit counseling and debt management plans. They can help you negotiate lower interest rates with your creditors and create a budget to pay off your debt. InCharge Debt Solutions: InCharge Debt Solutions is another reputable non-profit credit counseling organization offering financial education and debt management programs. Remember: Do your research: Carefully compare interest rates, fees, and loan terms before making a decision. Read online reviews from other customers. Consider credit score impact: Consolidating debt can temporarily lower your credit score. However, consistent on-time payments can help rebuild it over time. Seek professional advice: If you're unsure which option is right for you, consider consulting with a credit counselor or financial advisor. Navigating the world of debt consolidation can be daunting, but with the right guidance and support, financial freedom is within reach. The 10 debt consolidation companies listed above have earned their place as industry leaders, offering innovative solutions and unwavering commitment to helping individuals and families overcome debt. Whether you're looking to lower your monthly payments, reduce interest rates, or eliminate debt altogether, these companies are dedicated to helping you achieve your financial goals. Say goodbye to the stress of multiple debts and take the first step toward a brighter financial future with one of these reputable debt consolidation companies.

The culinary world is a vast sea of flavors, each culture offering its own unique blend of spices, techniques, and traditions. One such culinary treasure trove is Jamaica, known for its vibrant culture, pulsating music, and most importantly, its mouthwatering cuisine. Among the many dishes that tantalize the taste buds, Jamaican Brown Stew Fish stands out as a true gem, bursting with bold flavors and rich history. This iconic dish reflects the fusion of African, Spanish, British, and indigenous influences that have shaped Jamaican cuisine over centuries. With its roots deeply embedded in the island's fishing heritage, Brown Stew Fish is a celebration of fresh seafood and aromatic spices, simmered to perfection in a thick, savory sauce. Today, I invite you to embark on a culinary journey to Jamaica as we explore the traditional recipe for Brown Stew Fish. Whether you're a seasoned chef or an adventurous home cook, this dish promises to transport your taste buds to the sun-kissed shores of the Caribbean. So, roll up your sleeves, sharpen your knives, and let's dive into the irresistible flavors of Jamaican Brown Stew Fish. Jamaican Brown Stew Fish Recipe Ingredients: 2 lbs fresh whole fish or firm white fish fillets (such as snapper or tilapia) 1 lemon, juiced Salt and black pepper to taste ½ cup all-purpose flour 1 cup cooking oil 1 onion, sliced 1 bell pepper, sliced 2 cloves garlic, minced 2 tomatoes, chopped 2 tablespoons tomato paste 1 cup fish or vegetable broth 1 tsp browning sauce 2 teaspoons brown sugar 1 teaspoon dried thyme ½ teaspoon ground allspice ½ teaspoon paprika ½ scotch bonnet pepper sauce (optional) 2 scallions, chopped 1 scotch bonnet pepper (seeds removed, half chopped) Fresh parsley or cilantro, chopped for garnish Cooked rice or boiled yams, for serving Instructions: Start by preparing the fish. Rinse the fish or fillets under cold water and pat them dry with paper towels. Drizzle lemon juice over the fish or fillets and season generously with salt and black pepper and fish seasoning. Set aside to marinate while you prepare the other ingredients. In a shallow dish, season the flour with salt and black pepper. Dredge the fish fillets in the seasoned flour, shaking off any excess. Skip if you are using a whole fish. Heat the cooking oil in a large skillet over medium-high heat.  Add the whole scotch bonnet pepper and two halved garlic cloves for a few seconds to infuse the oil with flavor. Remove and discard the garlic and pepper. Add the fish or fillets to the skillet and cook until golden brown on both sides, about 3-4 minutes per side. Remove the fish from the skillet and set aside. In the same skillet, add a bit more oil if needed. Add the sliced onion and bell pepper and sauté until softened, about 3-4 minutes. Stir in the minced garlic and cook for an additional 1 minute. Add the chopped tomatoes, tomato paste, fish or vegetable broth, browning sauce, brown sugar, dried thyme, ground allspice, paprika, and scotch bonnet pepper sauce (if using) to the skillet. Stir well to combine and bring the mixture to a simmer. Return the cooked fish fillets to the skillet, spooning some of the sauce over the top. Cover the skillet and let the fish simmer gently in the sauce for 5-7 minutes, or until the fish is cooked through and flakes easily with a fork. Taste the sauce and adjust seasoning if needed, adding more salt, pepper, or hot sauce to taste. Stir in the chopped scallions. To serve, transfer the fish fillets to a serving platter and spoon the sauce over the top. Garnish with fresh parsley or cilantro. Serve the Jamaican Brown Stew Fish hot alongside cooked rice or boiled yams. Enjoy the explosion of flavors in this authentic Jamaican dish! Tips: Don't overcrowd the pan when frying the fish. Cook in batches if necessary to ensure even browning. For a thicker sauce, mix a tablespoon of cornstarch with some water and add it to the simmering stew towards the end. If you can't find scotch bonnet peppers, substitute with habanero pepper (use half the amount) or a combination of jalapeño and serrano peppers. Feel free to add other vegetables like carrots or green beans to the stew. With its beautiful balance of flavors and textures, Jamaican Brown Stew Fish is a dish that will tantalize your taste buds and transport you to the heart of the Caribbean. So grab your favorite fish and fresh ingredients, and get ready to experience a taste of paradise!